Home loan pressure
Behind on repayments or facing a lender who won't budge. We step in before it reaches the point of no return.
Debt Australia · Debt management & negotiation
You've carried this long enough.
We negotiate directly with your lenders to reduce what you owe — home loans, credit cards, personal and business debt. Tell us where things stand and a real person will call you back, usually the same day.
- Confidential — no credit check to enquire
- No judgement. Debt is a situation, not a character flaw
- Free first conversation, no obligation
1,000+
Australians helped
$100m+
Debt relieved
ACL 532513
ASIC registered
Request a confidential call back
Takes 60 seconds. A human calls you — no call centre, no scripts.
Private & confidential. Your details never leave Debt Australia.
Prefer to talk now? Call 0411 664 367
Thanks.
Your request is with Mark's team. Expect a call from 0411 664 367 — usually the same business day.
If it's urgent, don't wait for us:
Call nowSpeaking to us affects nothing. No credit check, no obligation, no one else ever knows.
What we negotiate
Whatever you owe,
there's a way out.
Credit card debt
Minimum repayments that never touch the balance. We negotiate reductions, often for far less than you owe.
Personal loans
Car loans, consolidation loans, payday lenders. We restructure them into something you can actually live with.
Business debt
Trade creditors, ATO arrears, secured loans. We protect what you've built while the numbers come back to earth.
How it works
Three steps. No paperwork
to get started.
-
01
Tell us where things stand
The 60-second form above, or a phone call. You talk to a human who has heard it all before.
-
02
We map a way out
Every debt and deadline on one page, with a plan. Free and confidential — you decide if we go ahead.
-
03
We negotiate. You breathe.
We deal with your lenders directly. One manageable arrangement instead of a dozen demands.
Who answers your call
Talk to Mark directly“No one plans to end up buried in debt. My job is to make sure you never face it alone — and that you come out the other side.”
Recent outcomes
What negotiation
actually saves.
Credit card debt · QLD
Owed $68,400
$21,900
Settled at 32 cents in the dollar across four cards.
Business loans · VIC
Owed $412,000
$195,000
Restructured with the business still trading today.
Personal loans · NSW
Owed $54,000
$18,500
Three lenders consolidated into one arrangement.
Recent matters, rounded for privacy. Illustrations of what's possible — not a promise. Every situation is different.
“Make Debt Australia the first number you call instead of the last.”
Recovery starts here
One call. No judgement.
A clear way out.
Lines answered by a human, 8am — 8pm AEST, seven days.